Zip now, pay later.

How to shop in the Zip app with the one-time card

Thumbs up icon

Search for a store

Select from 100s of big name brands.

Shopping cart icon

Shop for what you love

Add to your basket, then select ‘Pay with Zip’.

Percentage symbol icon

Confirm amount

Make sure the amount matches your total order.

Percentage symbol icon

Complete payment

Your one-time card details will auto-fill. Pay the first instalment and the rest over 6 weeks, interest free.

How can I use Zip?


Find something you love at baby esmée, add it to your basket and go to checkout.


Apply for your Zip account now if you haven't already, and checkout using your Zip account.


Spread your purchase across 4 equal fortnightly payments.

Every purchase you make with Zip is interest free.


1. A UK billing address
2. To be over 18 years of age
3. A UK residential address

Is there really no interest and no extra fees?

Absolutely not, Zip is not like traditional finance companies. As long as you pay your scheduled payments on time you will only pay the ticket price advertised by us at checkout and not a penny more.

Zip's business works by getting a small fee from us. But if you miss a scheduled payment, and don’t process a payment before midnight on the day it is due, Zip will charge a £4 default fee and a further £4 for every week the payment is outstanding.

To help make things simple, Zip will email you, a few days before, to remind you that a scheduled payment is due on your account.


For full Terms & Conditions, please visit Zip's Terms & Conditions.