Shop your way with Pay in 3.

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It’s an interest free loan.

With Pay in 3, there’s no interest and no set up fees.*

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Get a decision in seconds.

You won’t have to wait to see if you’re approved.

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It’s backed by PayPal.

Your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal**.

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Use it at millions of merchants online.

You can use Pay in 3 on purchases £45 - £2,000 at loads of your favourite online stores. Shop now

How to use Pay in 3 with PayPal

It sounds obvious, but before you can use PayPal, or PayPal Pay in 3, you'll need a PayPal account. If you haven't got one, you can set one up when you choose Pay in 3 – easy!

Once you get to the checkout, you can select PayPal's payment methods by selecting 'Change' under 'Payment Type'.

Then, go to 'Add New Payment Method'

From there, you can select either 'PayPal Pay Now' or, if the purchase is £45 or more, 'Pay in 3 with PayPal Pay Later'.

Place your order, and you’re done – it's that easy.